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Chapter 13

Chapter 13 bankruptcy, often called “wage-earners bankruptcy”, provides a person with a way to achieve a new start, but requires the filer to pay off some of their outstanding debts. Under the terms of Chapter 13 bankruptcy your unsecured debts are combined into one category and a payment plan is developed based on calculations of your disposable income. Learn More >

Chapter 7

Known widely as “liquidation” or “straight bankruptcy”, Chapter 7 bankruptcy provides filers with protection from their creditors and relief from many of the debts that have overwhelmed and burdened them. It will allow you to clear most of your outstanding debts quickly and get a fresh start in your financial life. Learn More >